Kentucky Retirement Systems
KRS Releases 2014 Health Insurance Plan Premiums

Press Release Date:  Wednesday, September 11, 2013  
Revision Date:  Monday, September 16, 2013 
Contact Information:  Kentucky Retirement Systems
Questions call: 1-800-928-4646

At a special meeting held on September 11, 2013, the KRS Board of Trustees approved the contribution plan and the contribution rates for the non-Medicare and Medicare-eligible KRS retiree health plans. The board chose the Kentucky Employees' Health Plan (KEHP) LivingWell PPO plan as the contribution plan with a maximum contribution rate of $699.28 for those retirees with 240 or more months of service.  For those who are eligible for Medicare, KRS will continue to use the KRS Premium PPO as the contribution plan, with a maximum contribution rate of $212.39 for those retirees with 240 or more months of service.

The information on the KRS Premiums page will help guide you in making a sound decision on what your insurance premium will cost you in 2014. You can find the information at  For non-Medicare eligible plans:

Everyone who is on a non-Medicare plan must elect a new health insurance plan option or waive coverage. Anyone who currently has non-Medicare coverage through KRS and does not actively make an election or waive coverage by October 31, will be automatically enrolled in the Standard CDHP plan option, with the level of coverage (Single, Parent Plus, Couple, Family) the retiree had in 2013.  Anyone who currently waives coverage will continue to be waived in 2014.

For Medicare eligible plans:

The Open Enrollment period for those on a Medicare-eligible plan will run from October 23 through November 29. This is a passive enrollment. Retirees and beneficiaries on a KRS Medicare-eligible plan need to complete an application only if they wish to change coverage for 2014.