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Kentucky Higher Education Assistance Authority
July Financial Aid Tip of the Month
If you’re headed to college, following these tips from the Kentucky Higher Education Assistance Authority (KHEAA) and The Student Loan People may give you the edge in the annual race for scholarship dollars.
· Attend financial aid nights at your high school. KHEAA/Student Loan People outreach counselors attend these events around the state to answer your questions.
· Look for local scholarships in your newspaper. Community organizations and businesses may have scholarships reserved for local students. Contact the sponsors for more information.
· Check listings in Affording Higher Education. This KHEAA publication lists some 4,300 sources of student aid available to Kentuckians. Other KHEAA publications are available for middle school and high school students.
· Talk with your guidance counselor, who is an excellent resource and can tell you about financial aid in general and where to find it. You may also ask your counselor to arrange for an outreach counselor from KHEAA and The Student Loan People to visit your school and give a presentation about financial aid options.
· Find out how to reduce student loan costs. Most financial aid packages include student loans. Learn as much as you can about fees, discounts and loan forgiveness benefits offered by lenders so you get the best deal. “How to save $ if you have to borrow” on www.kheaa.com provides a comparison of the benefits offered by the major lenders in Kentucky.
· Visit Web sites with free information about college, financial aid and careers. GoHigherKY.org has more than just information about your personal Kentucky Educational Excellence Scholarship account. It also provides a free scholarship search and much more.
· Apply, apply, apply. The more financial aid for which you apply, the better your chances of getting enough to pay for college. Make sure you meet all deadlines.
To learn how to plan and prepare for higher education, visit www.GoHigherKY.org. For more information about Kentucky scholarships and grants, visit www.kheaa.com; write KHEAA, P.O. Box 798, Frankfort, KY 40602-0798; or call (800) 928-8926, extension 7381. For information about low-cost student loans, visit www.studentloanpeople.com; write The Student Loan People, P.O. Box 24328, Louisville, KY 40224-0328; or call (888) 678-4625.
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